>> the way we look at this is both short term and medium to longer term. short term, if romney gets in, then the market could actually suffer a little bit if he starts to be a bit more conservative on the fiscal side, obviously there is talk bernanke won't get a second term. who will come in. in terms of longer term, america has to tackle the fiscal deficit. if it continues to have a trillion dollar deficit every year, that will be a long term negative. so maybe the romney/ryan ticket is longer term positive. >> and jim, what prospect is there at this point for any resolution of the fiscal cliff before year end regardless who have is in the white house? >> i don't expect it to be resolved before year end. and i think the best scenario is a temporary stay of execution. go into maybe march or something where there will have to be some big decisions made both on tax reform and entitlements. but i think there will be a ton of uncertainty heading in to 2013. >> thank you again for getting up for us. be safe on your way back. and as mentioned, we want your hurri